Roth Ira Contribution Limits 2024 Married. Those over 50 can still contribute up to $1,000 more in 2024,. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older.

Those are the caps even if you make more, up to the phaseout level. If you’re single, you can convert enough to.